Grace
Prudential Financial Consultant
Grace
Prudential Financial Consultant

I had the privilege to start my career at an investment bank, where I was grateful to have learned the importance of quality service and work ethics. With a long term desire to be part of a service business and be in pursuit of financial knowledge, I decided to join the financial planning industry in 2018. I believe in consistently putting my 100% to understand the goals of every individual I meet, and to work together to provide a solution personalised for each client. My primary goal - to be a trustworthy Financial Consultant to all my clients and to ensure a comfortable financial future for them based on their needs and with my experience in managing ~400 clients. I am here to assist you in making your financial goals a reality. Happy to chat anytime about your goals! Among her accolades: Top 20 Financial Consultants (President's Club) 2022-2023 Top 3 Executive Financial Consultants 2023 Top 30 Financial Consultants 2019 - 2021 Top of the Table (TOT) 2022 - 2023 Court of the Table (COT) 2020 - 2021 Million Dollar Round Table (MDRT) 2019 Grace Tong representing Prudential Assurance Company Singapore (Pte) Ltd Reg. No. 199002477Z Email: gracetongjy@pruadviser.com.sg Approval code: 157/06Mar23 www.prudential.com.sg/FC-info
Wall of Trust
Testimonials & Referral Notes

Worked with Grace in her previous job and she always had a friendly demeanour, which makes it easy to share my concerns. Through proper understanding, she assists to recommend and does not push products. She has been very helpful with my policies, assisting me thoroughly in areas I had queries about with the company. She also reaches out actively to ensure I am updated on my policies, which is a welcomed change from my previous consultants. Highly committed to her work, I would recommend Grace to anyone who needs advice planned in their best interests.
Regards, Gerrard (Investment Bank Ops Senior Leader)
A dedicated Financial Consultant

Grace has shown a commitment to excellence and clearly putting her clients in first place. She follows up on the queries promptly and offers useful solutions. No hard selling but always a constructive open discussion with her. Her dedication has been evident based on my dealings with her. Well done Grace!
Regards, Patrick (Audit Partner)
Warm, hardworking and professional

A warm, hardworking and professional advisor, I got to know Grace through a loved one. Grace takes the time to get to know her clients and puts in the effort to help us safeguard our interests. I especially appreciate her patience in helping me familiarize myself with the material aspects of insurance, and her ability to provide succinct pieces of advice that are helpful and to the point. Thanks Grace!
Regards, Therese (Lawyer)
Responsible and trustworthy

Responsible, reliable and trustworthy, Grace embodies the traits of a great Financial Consultant. She is not only warm and jovial as a person but also precise and accurate when it comes down to business. She conducts herself professionally and displays great patience when dwelling deep to understand my present financial situation and future plans for myself personally and my family as a whole. With her help through our discussions, she has helped me plan for my future with great detail and care to ensure that I meet all my financial goals and have sufficient protection for my family throughout my journey. She is a sincere and true friend and I appreciate all her help and support.
Regards, Adrien (Private Banker)

Upon my first encounter with Grace, I was immediately struck by her approachable and amiable nature. She took great care to explain the fundamentals of financial planning and the nuances of various policies with remarkable patience. Prior to suggesting any relevant products, she took considerable effort to comprehend my present circumstances, needs, goals, and future plans. Engaging her as my financial consultant has been an absolutely rewarding decision, and I have no cause for regret.
Regards, Kah Yee (Engineer)

I have known Grace for a long time as a fellow aerialist, and never once has she bothered me to purchase anything from her. From time to time, I would pop up out of the blue and ask her random questions on a particular insurance-related topic, and she has always given me her time and answered my questions (even as a non-client). Today, we spoke about purchasing a Personal Accident plan for myself. Actually, I was pretty much prepared to simply purchase this myself on Prudential’s website and indicate her as the advisor serving me. I was surprised that Grace wanted to bring me through this personally given that it is a fairly straightforward policy (and therefore a “lower value” one for her in terms of earnings). Our conversation ended up being more than 1 hour! I appreciate the detail and care which Grace put into her presentation of the policy options, and the efficiency in which the purchase was effected (I barely had to do anything, it was great). She took a position as to what was and was not suitable or recommended, and explained it very well. I left feeling that I had made a considered purchase and did not feel pressured or overwhelmed at any point in the process. Another point of note for those considering Grace to act as your financial advisor: she’s been in the field for a while and is a consistent top performer at Pru, which means that she is probably less likely to quit the company/field and leave you hanging!
Regards, Shu Yu (Lawyer)
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Grace has been very thoughtful, always here for us whenever we need help. She is very approachable and you can trust her with our needs, and giving us advices that suit us the best. Beyond that, she goes the extra mile to check in with us. Appreciate that!
Regards, Jia Hui (Business Owner) & Ke Xin (Marketing)

Grace was referred to me by a loved one just as I was looking to review my insurance policies, consolidate them and solidify my coverage. From the get go, she was amicable, knowledgeable and discerning which really helped when it came down to discussing my financial needs and the sort of products that would benefit me. At no point did I feel the pressure of hard-selling that is commonplace when it comes to financial products, and I felt that Grace listened to my concerns, took them into consideration and was genuine in her approach. In addition, due to previous medical conditions, my insurance journey was a bit more complex than simply signing the necessary documents but Grace was patient and persistent in assisting me in whatever ways she could to make the whole process smooth. Truly appreciated her efforts. I would definitely recommend her as your financial adviser.
Regards, Vignes (Doctor)

I am speechless right now. I have lots to say but I am really grateful & thankful meeting with Grace. She helped me when I was going through a difficult page in my life (Surgery & Radiotherapy) No words Grace! Continue to be a blessing.
Regards, Meriam (Administrative Manager)

I really appreciate every step you take to secure our financial planning. It makes us feel like we are in good hands for our future. We feel safe and informed too. The knowledge that you have and the sincerity you put into your job reflects in our planning. Thank you for being so motivated and honest. It helps us stay on track.
Regards, Janani (Investment Bank Ops) and Srikanth (Engineer)

Grace was very approachable and accommodating. She tries to understand my needs and builds good relation before any recommendations. She was also very proactive in keeping me updated and addresses my concerns whenever I’m in doubt. Thanks for having me covered!
Regards, Oaken (Auditor)

Grace was referred to me through my trusted network. From the get go, she listened to my requirements and offered sound advice in a sincere manner. Targeted questions enabled Grace to ascertain my situation where she articulated not only her depth of product knowledge but also translate the complexities for ease of understanding. Her attentiveness to details picked up along the way facilitated the answers to my questions - delivering a pleasant and comfortable conversation throughout. Thank you!
Regards, Chris Wan (Oil & Gas Manager)

Really grateful to Grace for giving me a clearer picture of insurance and catering to my needs! Highly recommended to anyone who wants to be more efficient in their financial planning.
Regards, Frank (Trader)

I first know Grace as a financial consultant when I was approached by her years back and I am extremely glad I stopped to listen. Since then, she has turned into a friend and more importantly, an excellent financial consultant. Highly responsive, responsible and patient, she takes the time to ensure that you have understood fully the policy before purchasing and has been quick to respond to any subsequent queries I have. I feel safe and assured with her as my financial consultant.
Regards, Jonathan (Accountant)
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Helpful and knowledgeable

Grace was incredibly helpful and knowledgeable and explained all of the terms very clearly and I look forward to working together in the future. Thank you for all of your help.
Regards, Alex (Project Manager)
Patient and Precise

She had an approachable vibe in the beginning which made it easy for me to verbalise my worries. She worked within my budget since I was just starting out in my insurance journey. She didn’t hardsell other products by Prudential even when she could. She helped to simplify the jargons I didn’t understand. Thank you for your help!
Regards, Charlene (Healthcare)
Meticulous, responsible and passionate

My impression of Grace is an enthusiastic person with a cheerful personality. She is also very meticulous, responsible and passionate in her job. As an agent, Grace displayed great knowledge in her role and had provided me with comprehensive plans that cater to my need. Thanks to her, my knowledge in insurance policies has expanded drastically and she is definitely a person I could look up to upon doubts. Beside policies, Grace is also open and keen to casual chats which breaks the ice between her and the clients. I had a nice time chatting with her which made the whole process really pleasant. Overall, Grace has balances well as a professional and a friend to her clients. I believe my financial plan will be no doubts in good hands to her.
Regards, Ronald (Engineer)
Clear and provides insightful perspectives

Grace was introduced to me by my sister, and very approachable during our discussion and made me feel comfortable talking to her and asking her about any queries that I had. She was very clear in her explanations and offered a new perspective on the policies that were being recommended. Glad to have met up with her (though virtually)!
Regards, Janice (Healthcare)
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Genuine and understanding

Had a session with Grace through my friend’s recommendation and it was a really nice and beneficial one. She was genuine and make the effort to understand my lifestyle to better review my plans. Best of all, there were no hard selling. She gave me really good advices that was useful and insightful. Thank you grace! :)
Regards, Chris (Pre-school teacher)
She always has my best interests

I have always deprioritised insurance and insurance to me was a “good to have” but not a “must have”. I did not have a good impression of Financial Consultants and felt that they were often trying to push products which would give them the highest commission. Grace gave me a completely opposite experience. Through her patient guidance, I understood how essential insurance was in hedging risk. Grace took the time to understand my life priorities and analysed what would be the most suitable products for me. I know that she always has my best interests at heart and I can trust her completely with my financial portfolio. I would recommend Grace to anyone looking for a capable, understanding and above all, trustworthy Financial Consultant.
Regards, HJ (Stat Board Analyst)
And so the journey begins!

Grace, as I know her, is an extremely talented and driven individual, someone that I want to see do well in her endeavors. What I find truly stands out about her, is her approach from the clients perspective coupled with the implicit product research that went on behind the scenes, topped up with a very ’Grace-like’ client-centric service that will exceed your expectations. Imagine that and you will know, these are oftentimes inherent attributes in people. Obviously it’s natural to be skeptical about anything that you are sold on the streets, but the short conversation we had had already set her apart from the others. It turned out pretty quickly that I was the fortunate one in this meeting. For starters, Grace made sure we started off on the right foot by getting to know her client and having her client to know her better, which is that ideal two-way approach for a long term relationship you would want to have with your financial consultant. The quality of product recommendations that she makes thereafter, bundled with the research that she has done and cost benefit analysis based on your profile, would be the conclusion of your research had you been extremely diligent, only that it’s a version that is so much better. In the fragmented industry of structured retail products the most important factors to be considered would be: the trust in the provider and the product research & analysis. However, that would still be insufficient if without the strong financial knowledge as the foundation. The lack thereof is usually what deters people from these products, which depending on circumstances are actually beneficial not only to them but also to the people around them and their lifestyles. Grace’s various stints in the financial industry and her analytical approach have been instrumental to providing the conclusive bulletproof recommendations that so require as clients. As proof of being a cut above the competition, the majority of her existing clientele are from the financial industry. Personally for me, it comes as no surprise that these financially sophisticated individuals would choose to work with her on their own financial planning. I hope that you will find this testimony to be a conclusive experience for you and that you will also soon share your experiences with others in the near future.
Regards, Bryan (Asset Manager)
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Helpful and Responsible

Grace is a very helpful and responsible Financial Consultant to have. The insurances introduced by her are catered to your needs based on your financial capabilities. I am someone who doesn’t understand much about what sort of protection I need for myself but thankfully, I have Grace here to explain and simplify it for me. She is also very meticulous and will go an extra mile to bring the greatest satisfaction to her clients. I am glad that my friend introduced me to Grace and I’m sure whoever has her as their Financial Consultant will feel the same way and will be well protected too.
Regards, Jin Yong (Investment Banking Operations)
Pleasant and individualized experience

Having to understand ones own future security needs can be a daunting task. Some may even procrastinate in making quintessential decision on the right insurance policies when facing an array of options. My wife and I were glad to have taken that big step with the help of Grace. She had shared with us information that can be so overwhelming in such simplicity and comprehensive manner. A great thank you to Grace for the pleasant and individualised experience.
Regards, Franklin (Physio Business), Eri (Fund HR)
Patient and Understanding

Grace is a very helpful consultant who is always ready to understand your needs and see things from your perspective. I met her on my way home and her smile stopped me from my rushed steps. Throughout our interaction, she explained things clearly with a combination of visual picturing and verbal illustration. She is always patient, regarding your questions and constantly checks if you are following or not. Thanks for her help!
Regards, Rebecca (Corporate Banker)
Trustworthy, Informative, and Meticulous

If I were to describe Grace as my Financial Consultant in 3 three words, it be trustworthy , informative and meticulous. During our financial planning session, Grace provided informative insights pertaining to the different plans with credible statistics and highlight the pros and cons very thoroughly! In addition, Grace was also very patient with my questions and gives me different perspectives of understanding that I couldn’t had visualised by myself. I felt really assured and put my trust in Grace as I know she is someone that will have the best interests for her client! I will highly recommend her anytime to my friends who does not have coverage! :)
Regards, Mei Yee (Investment Bank Operations)
Experienced and good listener

Got to first know Grace from her previous role prior to join Prudential. At the previous firm, Grace was highly productive and very well regarded in the firm. Grace made her transition into a new field look effortless. Her analysis and recommendations seemed to be from an experienced planner. She makes sure to listen and was ready to make adjustments where needed. Thanks for reaching out Grace!
Regards, Leon (Investment Bank Operations)
Patient and responsive, my planning is in good hands

Hello! Thanks to Grace's patience, I gained many valuable insights with regards to my financial planning and how to safeguard myself with the different plans that can be customised (to a certain extent) based on my life priorities. Grace is very responsive to all my queries and requests, never expressing any unhappiness even when I changed my mind about certain plans. What's even more valuable is that she went above and beyond to highlight to me the impact /risk to my decision. I feel very comfortable to share my concerns with Grace and also leave my insurance planning in her good hands :) With thanks,
Regards, Qian Qi (Investment Bank HR)
Friendly and professional consultant

When I met Grace, I was a uni fresh graduate and in the midst of paying my study loan. Therefore, I was in a tight financial budget. Fortunately, Grace helped me to evaluate my financial position and recommend me a insurance package which does not a burn a hole in my pocket. She analyzed my needs and cash flow meticulously, enabling me to purchase an insurance policy which is affordable and covers my basic needs. Grace is a friendly, smart, professional and charismatic consultant. We had an amazing conversation about financial planning and insurance policies. She patiently explain the insurance plan and made sure that I understand all the details of insurance. I strongly recommend her as your financial consultant👍. Good job Grace!
Regards, Chin En (Engineer)
A sincere and true friend!

I have known Grace for around 4 years. She treat friends with sincerity and is always willing to step in and help if need be. She simplifies complicated concepts and information and cater the best products to suit my need. Besides that, she addresses issues I have by letting me ask questions and understanding the worries I had. Really glad to have a patient financial advisor serving me.
Regards, Wei Heng (Engineer)
SINCERE, PROFESSIONAL AND DRIVEN

I just want to commend Grace for her exceptional service in planning for my financial needs. As I’ve signed up quite a number of policies over the years, she took her time to understand all my policies and work out the area that require more attention, and plan accordingly to make sure I’m not missing out any area. Grace is very prompt in answering my questions and concerns and she posse’s excellent knowledge in her products to recommend the correct one that suits my need. I rarely take the time to write feedback such as this but when someone goes above and beyond to help a customer, she deserves the recognition. Thank you once again to Grace for the exceptional service and professionalism she provided me, appreciate that.
Regards, Kent Ong (Design Associate)
100% sincerity

Trust is hard to come by these days. I already had existing policies, but when I met Grace, I also met someone who embodied pure hustle and dedication in providing genuine value-add as a financial consultant. Grace was very patient and took great care to first understand more about me as an individual before even offering to review my existing coverage and make recommendations that were relevant to my personal goals. Zero hard sell and 100% sincerity is why I would choose to work with her at the end of the day.
Regards, Joshua (E-commerce)
Trustworthy and honest financial consultant!

Financial planning and buying insurance has always been very intimidating to me, because it was difficult to find a Financial Consultant that was trustworthy. With Grace, I could confide my concerns in her and she would offer sound advice. I didn't have to worry as I knew that she has my interests at heart. She has made this usually troublesome process a painless one, and a big thank you to Grace for all your hard work on my case! Would definitely recommend her if you are looking for an honest and trustworthy Financial Consultant.
Regards, Mandy (Marketing Executive)
Thoughtful and pleasant to work with

Grace has provided me with very sound advice on financial planning and insurance needs. She understood my needs well, especially for retirement planning and children’s education planning. I was convinced to beef up my balance of portfolio to balance between investments and retirement. She is thoughtful and pleasant to engage in meaningful planning scenarios. Highly recommended.
Regards, Lim (Oil & Gas Manager)
Trustworthy, kind and professional

My impression of financial consultants has always been one of wary and mistrust due to the nature of the industry. However, upon meeting Grace I found this to be very different. She has taught me the importance of financial planning especially with regards to protection. I appreciate the fact that she does not force me to buy plans which i do not need and respects my decisions as well. Trustworthy, kind, professional and most importantly honest, Grace has impressed me with her service. Good job!
Regards, Gerald (Sales Executive)
Warm, genuine, and reliable

Before meeting Grace, insurance seemed pointless and irrelevant to me, but after a few sessions, i'm now cognizant of the importance and applicability of insurance in my work life. As i start on my new journey in the working world, it's nice to have someone to consult and to show me how i can protect myself financially. She also taught me how to properly protect myself in the right areas, and not mindlessly place my assets in areas that doesn't need it. She also has a warm and genuine personality which sets her apart from the other Financial Consultants that i have come across before. I strongly recommend Grace as a Financial Consultant if you appreciate someone that shows genuine concern and gives reliable and accurate advice.
Regards, Jotham (Sales Executive)
Glad to have met her

I used to think that I’m pretty well covered when it comes to financial planning so getting a second opinion was not something that I am keen but Grace was able to show me where I can better protect myself with her invaluable insights. Upon meeting her I thought I can actually trust her to enhance my portfolio and indeed I am very happy that I went ahead with Grace. On top of that, she even followed up with a self-made summary for me which comes in handy when I need that information! Coupled with her jovial personality, these traits make her stand out from the numerous conversation I had with other financial consultants. I am glad to have met Grace and have upmost confidence that my financial well-being will be well looked after.
Regards, Bryan (Senior Accountant)
Great product knowledge

Grace has been extremely sincere in our first coincidence together, and through our meetings she has shown good understanding of the plans she recommended that was customised to my needs. Not only that, she was helpful with my existing policies despite them being from other companies. I would recommend Grace to anyone who would like a holistic financial planning experience.
Regards, Benny (Oil & Gas Business Development)
Understanding and patient, assured to have her as my Financial Consultant

I had always been adamant about buying policies as I found it difficult to trust others with my finances but it’s different with Grace! She took time to share her knowledge with me and to clarify the many doubts I had. She is also very patient in listening to my concerns and expectations, before recommending me products that are catered to my needs. Her passion in her work shows in the effort she puts into understanding her clients, and with her, I can’t feel more assured. Really thankful to have Grace with me through this journey :)) And yes thank you so much grace!
Regards, Dawn (Teacher)
A different experience

I was reluctant to meet with another financial advisor, worried that it might be similar to my past experiences. However, Grace has been very patient in listening to me, explaining my existing policies and helping me to optimise my plans to make the best of every cent I paid. She is dedicated to her job, customer-centric and she ensures that I understood and only buy what I need.
Regards, Joon
Customer first service

Grace provides the kind of service that has the customer first in mind . She is trustworthy and provides excellent service which made dealing with insurance simple and effortless. She was able to understand and address my concerns, made recommendation that no other Financial Consultant did. I would definitely recommend her to anyone.
Regards, Kean Wai (Game Producer)
10/10 experience!

Grace was patient in explaining and breaking down all the financial terms for easier understanding and that really helped for someone who was just starting out in financial planning etc. She was helpful, knowledgeable and recommended plans based on your current wants and future needs. It was a rather fuss-free and easy experience working together. 10/10 highly recommend.
Regards, Mag (Product Designer)

Grace is someone who goes straight to the point and doesn't beat around the bush. I feel that she's doesn't push unnecessary products that are not essential or something that you are not interested in. Give her a chance as i believe you won't regret it.
Regards, Andrew (Auditor)
Genuinely caring

Grace is truly a great person with great character. She is very trustworthy, genuinely caring, and professional. Grace has my best interests in mind. She really took time to listen and understand my background and my plans for my future before making recommendations and exploring my options with me. I am so grateful for her thoroughness and time spent with me to make sure I have the best plan for my needs. She has made the whole 'first-time-getting-insurance' process relatively easy and painless. This is a process I normally dread but she made it quite enjoyable. I would recommend Grace to any of my friends or family.
Regards, Monica (Nurse)
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